TERMS AND CONDITIONS

Effective Date: 16 February 2026

These Terms govern your use of Simply Boss Mom and all related digital products and services.

1. NATURE OF SERVICES

Simply Boss Mom provides educational digital products and decision frameworks.

We do not provide:

• Financial advice
• Investment advice
• Employment advice
• Legal advice
• Tax advice
• Therapy or counseling

All content is educational only.

2. DIGITAL PRODUCTS & NO REFUNDS

Due to the digital nature of our products and immediate access upon purchase:

All sales are final.

No refunds will be issued once access has been granted.

By purchasing, you acknowledge this policy.

3. INTELLECTUAL PROPERTY

All materials, including:

• Courses
• PDFs
• Videos
• Frameworks
• Branding
• Copy

Are owned by Wind and Willow (Pty) Ltd.

Purchases grant a single-user, non-transferable license.

You may not:

• Share login access
• Resell content
• Reproduce materials
• Distribute materials

Unauthorized use may result in legal action.

4. NO INCOME GUARANTEE

We make no guarantees regarding:

• Income
• Business growth
• Career outcomes
• Financial results

Results vary based on:

• Personal effort
• Capacity
• Experience
• Market conditions

You accept full responsibility for your decisions and results.

5. EMPLOYMENT & CAREER DISCLAIMER

The MomShift and related programs discuss income direction and employment transitions.

However:

• We do not provide employment advice
• We do not recommend quitting your job without independent evaluation
• We are not responsible for employment decisions made based on our content

You assume full responsibility for all career and financial decisions.

6. LIMITATION OF LIABILITY

To the fullest extent permitted under South African law and applicable international law:

Simply Boss Mom shall not be liable for:

• Indirect damages
• Financial losses
• Loss of employment
• Emotional distress
• Business losses

Use of this website and products is at your own risk.

7. PAYMENT & CHARGEBACKS

We reserve the right to revoke access in cases of:

• Fraudulent disputes
• Chargebacks
• Payment reversals

You agree not to initiate chargebacks without contacting us first.

8. GOVERNING LAW

These Terms are governed by the laws of the Republic of South Africa.

International customers agree that disputes shall be resolved under South African jurisdiction unless otherwise required by mandatory local consumer law.

9. CONTACT

Wind and Willow (Pty) Ltd
Simply Boss Mom
Republic of South Africa
Email: hello@simplybossmom.com